Reasons Why Using Outdoor LED Signs Is a Good Idea

The use of LED signs outdoors is a great trend in today’s world. What you should know is that it has become a very important part of business today. The signs have actually been proven to increase awareness in the community as well as sales.
The outdoor LED signage can be applied for any kind of business, especially the medium and small sized kind of companies that don’t have a lot allotted to advertising. When a LED sign is in full color, then it promotes the business in a more effective manner regardless of the kind of business is in question. When electronic signs are compared to billboards, radio, newspapers and other traditional mediums, then they appear to be so much cheaper.
When you use the outdoor LED signs, you have in your hands a very powerful and very dynamic medium of advertising for the business. Your target audience and potential customers will definitely see it and take note.
Reasons why you should use the signs
Bright
Many people choose the signs because they are brighter than other kinds of signage. The bright signs attract attention and can be seen from a great distance, making them so attractive even in the sun.
Cost effectiveness
When purchasing the LED, it can be rather high priced. However, you will notice you save a lot in the long run. You will not spend anything when making changes to the display. The signage also consumes very little energy and you will need to do very little to maintain it.
Durable
Durability y is the other thing the outdoor LED signs are able to offer. The materials used to make them are not breakable and they do last a long time. You only need to do very few repairs as well as maintained. The LED modules come with a long lifespan.
Versatile
The LED signs are versatile. You can update them from your own computer just by a simple click. The changes can then appear immediately on the signage. You can also give scheduled messages.
Attractive
Use of visuals and graphics usually attract the attention of many and they are able to convert lots of information than would be the case if words alone were used. The aesthetic appeal of a place is also improved and this is why the signs are so widely used in airports, train stations and malls.
Less consumption of electricity
One of the main strengths of LED signage is the fact that power consumption is kept at a down low. LED sign boards consume less electricity than other signs that use incandescent bulbs and neon. It is therefore quite environmentally friendly as the carbon footprint is reduced.
Customized advertising
The use of LED signage helps one to keep pace with all the current situations like weather and so on. You can simply change the advertising message so as to customize it for the target audience. You can change the signs, text, messages and graphics at will so as to match the prevailing business goals.

Why Home Furniture Made in America Is Not Only Patriotic to Buy

When you buy home furniture that is Made in America, you are being sensible, not just patriotic. Sure, its good to buy stuff that has been made in your own country, and the ‘Made in America’ push is intended to help give the American economy a big boost (it sure needs it), but often you will find the quality of items made in the USA is just as good, and often better, than their equivalents manufactured elsewhere.
Why buy solid wood furniture made anywhere else when the USA offers such a fabulous range of hardwoods such as American black walnut, maple, American cherry, various oaks, beech and many others? Not just solid wood, but some fabulous veneers cut from the root bole of the American walnut, or with the beautiful burl ash, plane or any wood thinly cut where major branches intersect with the trunk.
It is difficult to beat the beauty of quarter sawn oak with its beautiful flecks and medullary rays, and all of this can be incorporated into solid wood or veneered home furniture made in America. When you purchase such American-made products, yes, you are contributing to the economy of your own country, but you are also buying quality and a product that will last.
Have you even visited an old American house, such as Paul Revere’s house in Boston? If so, did you notice the furniture, particularly in the two rooms upstairs in his house? These pieces are believed to have belonged to his family – all solid as a rock and still as functional today as it was back on that April day in 1775 when he jumped on his horse and made that famous ride.
Solid wood home furniture, made in America using traditional carpentry techniques, and using genuine American hardwood. Furniture crafted by American carpenters and cabinet makers, men and women, who are proud of their work and also innovators who are unafraid to try new techniques and use new methods, such as the Stickley way of use quarter sawn oak for center-posts.
While it is patriotic to buy furniture such as this from American firms such as Stickley, Sherrill, Simply Amish, Southwood and American Craftsman, it also makes sense if you want value for money. Why pay the transport of furniture from China or even Europe when you can get the same or even better quality from home? Every penny you spend on home-built furniture is on the product, not on paying for it to be shipped half way round the world.
Take these furniture manufacturers mentioned above, and add to that list firms such as The Custom Shoppe, Cambridge Mills and Nichols & Stone. Every one of these uses traditional carpentry joints in their construction, such as dovetails for the drawers and mortise and tenon for most of the cabinetry. Dovetails are use for stretchers, where no glue is needed – the joints are strong enough without glue, nails or screws.
When you buy home furniture that is made in America you are not only investing in your country’s financial well being, but also in your home and the enduring quality of the furniture that graces it. You are investing in solid American furniture that you can pass on to your children. You are investing in your own and their future. Why spend your money elsewhere when you can be both patriotic and sensible by purchasing the best quality furniture you can get for your money.
Let’s have a look at some examples. Gustav Stickley made use of quarter sawn oak and its beautiful flecks created by the medullary rays of the natural oak. Leopold Stickley used panels of this oak to show these flecks on all sides of a post, rather than on just the two sides as was possible previously – an example of ingenuity! However, it is the Stickley carpentry that makes their American furniture so strong and enduring.
They use no glue unless essential, but high quality jointing techniques such as dovetailed cross rails that offer strength without glue or screws, pinned tenons on door frames that can never come loose and even pinned miter joints on mirror frames. Others, such as Sherrill and Simply Amish employ similar traditional carpentry techniques – the same methods used by your forebears when all their furniture had to be hand-made!
The standard of workmanship of genuine hardwood furniture made in America by craftsmen and women is obvious. Everything fits, everything works and if it doesn’t then check the label or the stamp on the wood. You will likely find it made outside these shores, because American-made furniture is made to last and to look good – invest in your own country and not in somebody else if you want genuinely high quality home furniture.

Is Cord Wood Construction a Great Green Construction Option?

Modern construction methods are extremely efficient and safe. Many homeowners and renters enjoy the protection from the weather and the hazards that run through nearly every home, with near complete immunity. The most frequent criticism of modern construction that many people have is that the materials and substances that go into creating the modern home are harmful to the environment, and sometimes the occupants.
There are many ways to limit the risk and harm that people can be exposed to with modern construction methods and one is to use ecologically friendly construction means, as called “green construction”. Green construction is essentially the endeavor to use material that will not emit chemicals or substances that are harmful to the environment or life. One of these green construction methods is called “cord wood” construction or stack wall construction.
Cord wood construction is basically using firewood that is cut to a specified dimension as fill for a mortar supported wall. Think of it like this, instead of using bricks, you use wood. Cord wood walls vary in thickness from 8 to about 16 inches depending on the weather conditions prevalent in the area. In colder areas, a thicker wall helps insulate from the cold, but where the cold is not as big a concern your resources can be used in a more frugal manner by making 8 inch walls.
The biggest benefit of building a home out of cord wood construction is the price. Typically a 2000 square foot home can be built out of about 5 cords of firewood, which may cost less than $1000 depending on your location. When placed inside of a frame of post and beam structure the cord wood wall is one of the most beautiful and rustic looking forms of construction in the world.
The second biggest benefit of cord wood construction is that it is something anyone can do with a little effort. It takes time to build a cord wood wall straight and true, but it is not that hard so any novice builder can have a decent home erected safely. Since the mortar takes time to set up and harden you can only go at a certain pace of construction which allows you to rest and plan before getting too far ahead of yourself.
The most important benefit of cord wood construction is that you are creating a home which does not release toxic chemicals into the home environment. Once the mortar is dried the home is done releasing any gases or chemicals, so you do not have to worry about your kids inhaling formaldehyde for 2 years afterward like you do in new construction. Keep in mind that is does take a deliberate effort on your part not to put in any chemicals as well. This can be avoided by choosing to decorate your home with something other than paint and glue down your rugs with a substance that does not emit formaldehyde.
With a little conscious planning and thought you can use green construction techniques to completely prevent a dangerous environment for your loved ones, and yourself.

Why Homeowners Prefer Solar Letterboxes

There are numerous letterboxes homeowners can make use of in order to secure their mails and documents. However, homeowners look for unique features to make simple letterboxes into wonderful decorative piece on their homes. That is why, more and more homeowners now make use of solar letterboxes. This type of letterbox has the same length and width of other mailbox. However, it provides more features such as a key lockable system as well as a wide mail slot for all your A4 mail & documents. In addition, this mailbox also has a newspaper holder. Fortunately, solar letterboxes even offer more features for homeowners. Below are some of the following.
Features stainless steel body and lid
One of the main reasons why homeowners are now using solar letterboxes is due to its stainless steel body and lid. Most of the time, homeowners use steel letterboxes to secure received mails and documents properly. However, due to extreme weather conditions, steel mailboxes may rust. As a result, mails and documents will be dirty, which can compromise important information in your mail. Fortunately, solar letterboxes are made from stainless steel which is weather resistant. Not to mention, stainless steel is easier to maintain and to clean.
Reduce the use of lights
The next reason why homeowners prefer solar powered letterboxes is they can reduce the use of lights. This is possible since solar letterboxes are equipped with LED lights that can last from 10 to 18 hours. This gets even better since the LED lights are solar powered, which mean you will not be paying expensive electric bills to light your letterboxes.
Better visibility
Since solar powered letterboxes are equipped with LED lights, homeowners are rest assured that the boxes will be more visible which can help you receive mails and documents that will be delivered during night time. Plus, the mailbox comes with 3 sets of adhesive numbers, plus a letters “A”, “B” & “/” to allow homeowners to customize their address.
Easy installation
Finally, solar powered letterboxes are easy to install. Homeowners only need simply tools such as screwdrivers, power drill and drill bits. Apart from that, solar letterboxes are wall mounted. So, you do not need to create holes on your walls to install it. And, homeowners do not need to install wiring to the LED lights.

What Is Tort Law Exactly?

Have you ever done something that was against the rules? Well, torts are something like that; but much more serious. Torts are civil wrong-doings; immoral behaviors and actions against civilians. The law identifies a tort as immoral, and approves it as grounds for a lawsuit. Most often, torts come with severe consequences, like serious injuries and death. These consequences establish a civilian’s right to file a personal injury claim against a wrongful party.
Torts that result in serious injury or death can be punishable by imprisonment; however, the objective of tort law is to acquire compensation for damages incurred by victims and families of victims. In addition, and equally important, intent is to prevent similar wrongdoings from occurring in the future. In fact, victims of tort can take legal action for an injunction in order to inhibit further torturous conduct of the opposing party.
Explaining Torts and Tort Law
Victims of tort can pursue fair compensation for damages incurred as a result of the offence. Exemplary damages include everything from pain and suffering to loss of companionship, and much more; such as lost wages, hospital bills, medical expenses, scarring or disfigurement, funeral expenses, prolonged rehabilitation, permanent disabilities, and much more. Injured victims can also pursue compensation for damages like diminished quality of life and loss of benefits from loved one’s death. Tort law is established to protect injured victims that were wrongfully hurt by a negligent party. Negligent parties can include people, companies, individuals, organizations, products, and much more.
Categories of Tort
There are several individual capacities of tort law that all depend on the type of injury or accident that harms a person. Types of tort include motor vehicle accidents, product liability, assault and battery, sexual harassment, drunk driving accidents, wrongful death, slip and falls, head or brain injuries, dog bites, nursing home neglect, motorcycle accidents, and several other types of deliberate inflictions of emotional or physical trauma.
Every type of tort can be grouped into three separate categories of tort law; these categories are Intentional Torts, Negligent Torts, and Strict Liability Torts. Intentional torts are deliberate, premeditated, and purposeful. Assault and battery, sexual misconducts, and nursing home neglect are some examples of intentional tort. Negligent tort occurs as a result of carelessness and disregard. Disobeying traffic signals and causing an accident that harms another person is an example of negligent tort. Other examples include pedestrian accidents, hit-and-run accidents, medical malpractice, legal malpractice, and slip and fall accidents. Strict liability torts, on the other hand, occur when a particular action causes harm or damage to another person; such as liability for making and selling defective products that are hazardous.
If you are a victim of tort, or was recently injured in an accident caused by the negligence or misconduct of another party, you may be entitled to compensation for your damages. Contact a licensed personal injury law firm for professional guidance and counsel. It is important to take immediate action following a serious injury before the State’s statutes of limitation runs out. An experienced tort lawyer will substantially increase your chances and likelihood of winning your personal injury claim recovering compensation for your damages.

Luxury Gold Watches – From Vintage to Cutting Edge Design

Luxury watches are not only for time purpose but also for life style status. Mostly wealthy individual and celebrities are fun of luxury gold watches. Although there are some individuals especially the socialites also want to have gold luxury watches.
Gold luxury watches are one kind of accessories that creates mindset about you among the others which is not as important as your outfit although it brings or create impact to yourself. As you can see, people like latest fashion which governed by lasts accessories like shoes, jewelry, handbag and watches.
Luxury products sometimes serve various purposes in our society. Some companies give them to their loyal employee who have served in their company for more than 25 years. Most are elegant to look at and durable. It can be an asset to you also.
Luxury gold watches are mostly in 18 karat gold and some had combination of stainless gold. In branded watches, usually their models will have some small diamonds on it to look more sophisticated and stunning to the eyes of everyone. Wearing one means giving it tender loving care since some of the diamonds in luxury gold watches are embedded in the bracelet of the watches.
There are lots of luxury watches that are branded and known worldwide. Here are some of the few luxury gold watches, name:

  • Tag Heuer – Aquaracer Quartz for men and women
  • Tag Heuer – New Link Quarts for men and women
  • Audemars Piguet- 18K yellow gold for ladies and men
  • Baume & Mercier -Hampton Milleis 8243
  • Cartier – Tank Americaine Ladies Watch
  • Cartier – Tank Francaise Ladies Watch
  • Cartier – Roadster Men’s Watch
  • Concord-La Scala ladies mini watch
  • Concord-La Tour Men’s Watch
  • Euro Geneve-14 k Gold Round for Men

These were few of the luxury gold watches but there are lots to choose from with different brands and elegant designs. There are a huge number to choose from, for women rather than men’s gold watches for the reason. Women are more fashionable then men and women have excellent choice than men when it comes to watches and other accessories.
There are lots of watches that are inexpensive but you can find that in online shopping. You can also buy inexpensive ones when you go around to shop and compare their prices.
Just be sure you know what kind of brand of luxury watch you want to purchase. They can also be an asset because in time you need money and you cannot find some, you can sell your luxury gold watch or pawn it.
Now it is easy to find luxury watches through online internet. It is open 24/7 and it is convenient in time. Lots of websites that offer them for sale. Some offer lower price and some offer discount. Just be careful when buying over the internet, since there are frauds or fake website pretending to sell luxury gold watches. Go to the sites that have reputable image.

Explore the Country As a Traveling Nurse

Traveling nurses are registered nurses who travel around the United States filling temporary nursing positions. If you are a nurse and you love to travel, then this may be the right career move for you. Most travel nurses enjoy the experience of traveling, meeting, and working with new coworkers. They hope to gain a well-rounded work experience that will serve them if they decide to settle on working full time at a specific medical facility. Many travel nurses claim that the experience allows them to develop a better understanding of their chosen specialty. Many travel nurses also claim that their unique work experiences have helped introduce them to better patient focused nursing.
Travel nurses are registered nurses, usually hired by travel nurse companies, who take temporary positions in a variety of settings in order to fill a shortage. Generally, they will work in the hospital setting, where shortages of nursing personnel are rampant.
Travel nurses also have the option of traveling to other countries experiencing shortages and may even become independent contractors. As an independent contractor, though, you must find your own housing, negotiate for pay, and pay your own insurance to name just a few things that you will be required to negotiate for on your own. But for our purposes, we will speak generally of travel nurses hired by travel nursing companies.
Hospitals hire nursing personnel, as well as other health care professionals, for a number of reasons. The major reason for hiring temporary help is to fill a gap in the numbers of nurses required. With such a shortage of qualified nurses today, many areas of the country are experiencing the deficit. Travel nurses bring a variety of knowledge and experience and are able to seamlessly fill these vacant positions.
Other areas of the country experience large population fluctuations which are more seasonal in nature. In some areas, the population can double due to these changes. For example, Florida experiences huge population shifts during the winter as snowbirds flock to warmer climates. Other areas have become huge tourist towns and require more professional help for the seasonal changes related to tourism.
Travel nurses are needed in both kinds of situations to fill a void in healthcare left by the fewer numbers of nurses.
Another reason where a nurse may find temporary employment while traveling is the opening of a new medical facility. Rather than hiring all new nurses, these new organizations benefit from the great experience of travel nurses. Newer staff members also gain from working with more experienced members of the nursing field.
Other areas of work in which a travel nurse may find temporary employment include: acute care facilities, outpatient surgery centers, assisted living or nursing homes, or working with children in schools or camps. Still other positions may include: physicians offices, correctional facilities, clinics or laboratories. Most places require at least one year of experience in the hospital setting.
Travel nurses generally enjoy a more lucrative salary than they would receive if they worked in a single location. The salary the travel nurse earns is generally based on the location where they are working. Typically a travel nurse will not earn as much working in a hospital in a rural community as they will earn working at a larger inner-city hospital. Some nurses prefer travel nursing to nursing in a single medical facility because they enjoy the opportunity to see the world and other cultures. Working in a constantly changing location challenges a travel nurses knowledge and talents. The skills that the travel nurse develops on their journeys are skills that they will be able to utilize should they settle on a home base.
Although most travel nursing jobs average 13 to 26 weeks, some can be as short as four weeks or as long as 52 weeks. Maybe you are looking to live in another state and want to be able to experience particular areas and the employment opportunities available in those areas. Travel nursing makes this possible while continuing to earn a living.
Travel nurses, generally, will be employed through a travel nurse agency. The agency is responsible for filling positions and medical facilities with qualified and interested candidates. These agencies usually have had a long relationship with hospitals, medical facilities, and medical professionals in certain parts of the country, sometimes, countrywide at larger agencies. A recruiter at the agency will assist the nurse with obtaining the proper state license or hospital requirements. You will have a contract drawn up by the agency, with the hospital, for salary, length of assignment, and hours worked. The travel nurse agency generally pays for travel expenses and will also have made living arrangements for you in your area of choice. If there are any professional criteria that must be met, your agency and recruiter will assist you with that as well.
There are some things that you need to consider before becoming a travel nurse. These are the things that can make up your mind on whether being a traveling nurse is the right choice for you. The jobs that you accept could take you away from your family for up to a year. Depending on how far away the job is could be another deciding factor. Generally it is best if you do not have pets because it is possible that the housing provided for you will not accept them. You will have to be licensed in every state that you choose to work in. These are things a good traveling nurse agency will help you work out.
If you are looking for a rewarding career that allows you to travel across the United States, then a career as a traveling nurse could be just what you’re looking for. Look for agencies in your home town or on the Internet to help you get started on your journey as a travel nurse. They will help place you in a job that is right for you. Happy nursing.

Steam Carpet Cleaning Equipment

Carpet steam cleaners use a variety of different carpet cleaning equipment. There are gas powered truck mounted machines, electric truck mounted machines and electric portable machines. This article will provide you with the basic differences between these machines.
The first machine is a gas truck mount carpet cleaner. This is one of the most common machines used in the carpet cleaning industry. This machine uses either the trucks engine or a separate gas engine to drive a vacuum blower and water pump. These machines have the capacity to provide the greatest amount of vacuum and the highest heat. They are the preferred piece of steam cleaning equipment because of their power, speed and efficiency. With this machine, the cleaner only needs to bring 2 hoses into your home. This eliminates the need to bring bulky equipment into your hose and decreases noise in your home.
Electric truck mounted cleaners are another type of carpet cleaning machine. They are similar to gas truck mounts but they use an electric motor to drive a vacuum blower and water pump. They are nice because they are a little more environmentally friendly and they are much quieter to run. They do not provide as much vacuum power as gas powered machines but do an adequate job. With this machine a cleaner also only needs to bring 2 hoses into your home.
The last machine I will discuss is a portable carpet cleaning machine. This machine uses electricity to power a vacuum motor and water pump. All of the equipment is located in a portable assembly that the cleaner will bring into your home. This machine is great for areas not serviceable by truck mounted machines like apartments and high rises. It does not provide as much power as the the truck mount machines but it has enough power to get the job done. The drawback of this machine is that the cleaner must bring it into your home and it can be loud and cumbersome to use.
While there are other carpet cleaning machines, these are the 3 most common steam cleaners. Remember, carpet cleaning machines are just tools. Even the best machine will not get the job done with a bad operator. You should choose your carpet cleaning service based on the skill, ethics and motivation of your carpet cleaner.

Finding the Best Places For Jewelry and Watches

Show someone you love and care about them with jewelry and watches purchased online, from a department store, a jeweler or a consignment shop.
For online browsing, you can check ShopNBC to find reasonably priced items from Carrera, Seiko, Bulova, Croton, Gucci, Tag Heuer, Movado and more. The site is easy to navigate and once you click on the “watches” tab, you can narrow your search by gender. Within gender, you can narrow it down by type of strap, price, brand and style, making it quick and easy to find what you’re specifically looking for.
You can also choose the “sorting” function to arrange the items by price, newest models or top sellers. If you’re unsure, just browse in your desired price range or check out the new arrivals and best deals sections for ideas. There’s a huge selection of items under $200 as well. Shopping for jewelry and watches is a breeze with ShopNBC!
Overstock is another terrific site for online jewelry and watches browsing. Most items are 1/2 price and come directly from the manufacturer. Get a 10-karat, 1/2ct diamond tennis bracelet for $219 or a Movado ladies black Classic Museum watch for $424.
Shipping is only $2.95 per order, there’s an online best price guarantee and you also have the option of purchasing extended warranties through the site. Many people also like their “Bill Me Later” option where there’s no payment requirements for six months.
Sometimes you just want to run into a store and select jewelry and watches right then and there. Whether you’re looking for jewelry watches or sport watches, you can find reasonable selections and prices in a department store. Macy’s, Sears and Bloomingdales carry many designer brands and you can even browse their websites beforehand to get an idea of what’s offered.
Zales, Kays and Littman Jewelers are in many cities across the US and specialize in diamond-studded jewelry and watches, so you’re able to find something elegant yet relatively inexpensive, rather than just all-around cheap. For the rich and famous, Tiffany and Co offers jewelry and watches in the thousands for that very special occasion where you’re set to impress.
If you happen to be hunting for a new one, don’t trust any online retailer or a stand at the mall. There are only three stores in North America carrying authentic watches (in New York City, Toronto and Mexico City), so buyer beware!
What about used or pre-owned jewelry and watches? They say that the value of a watch depreciates the moment you purchase it, much like an automobile — but, a pre-owned or used one (or other high quality brand) could be a better buy. The same rings true for diamonds.
The person you’re buying for will never know that the item has been pre-owned and if you find a trustworthy jeweler selling used items, they will give you a full one to two year warranty and paperwork guaranteeing authenticity. For many shoppers, used or pre-owned jewelry and watches is a matter of sensible shopping.
Dealers vary from city to city, but you’re probably better off visiting a jeweler, rather than making a hefty investment online.
To show that special someone you love them, consider jewelry and watches for your next major gift. While it generally requires a little bit of forethought, planning, budgeting and research, your loved one will surely appreciate your thoughtfulness and generosity!
This is a gift idea that not only lasts a lifetime, but could also last several lifetimes, getting passed down from generation to generation as a keepsake.

Home Improvement Grants – What Are They?

Wouldn’t it be wonderful to renovate your home and let someone else pay for it? In many circumstances you can do just that! There are dozens of programs available today through local agencies, state governments and the federal housing authority that allow homeowners of every economic status and area of the country to apply for grants and/or financial aid packages to help pay for personal renovations and remodeling on your private home.
Some agencies limit their funding for projects in specific areas of interest such as the revitalization of certain geographic areas; historic preservation; handicapped accessibility; low-income housing renovation; etc. Others offer funding to homeowners who own homes built before a certain year; located in a specific neighborhood or that may require a specific type of renovation such as insulation; roofing; electric; plumbing;’ siding; etc. The key to finding funds for your specific home remodeling project is to locate the agency or organization that offers similar grant programs.
For instance, if you are interested in making your home more energy efficient consider contacting your local utility companies; “green” organizations or state housing authority t inquire about any funding programs they may offer.
Interested in purchasing an historic home, but not sure you’re wallet is ready to handle such an expensive revitalization project? Talk to your local and state historic commissions and revitalization agencies for help. Many offer grants to historic property homeowners to bring these historic homes back to their previous grandeur.
It’s not uncommon today for many homeowners to need to make their existing property accessible to an older family member who has become disabled and no longer capable of caring for themselves alone. Grants are available by many disability and older American organizations and agencies to remodel current bathrooms; add sufficient ramps and so on in existing homes.
Who’s eligible for these types of home remodeling grants? Virtually any American citizen who is 18 years or older and either owns or rents their home and meets a founder’s specific grant requirements. I usually requires filling out a short questionnaire to determine eligibility, followed an official assessment of your needs and request.
Depending on the agency that’s offering the grant, and the amount being requested, you may be required to submit a detailed plan of your project including a substantiated budget and a variety of personal financial information including current pay stubs and federal income tax returns for the last one to three years. The entire process can take anywhere form a few weeks to a year or more.